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COVID-19 Business Insurance Claim Denial

Insurance Companies Denying COVID-19 Business Interruption Claims

May 14, 2020

The Coronavirus pandemic has affected businesses in ways no other event has since World War II. The rapid spread of COVID-19, along with government orders limiting the movement and gathering of people, has resulted in the mandatory closures of businesses throughout the United States. Not surprisingly, these orders have resulted in significant income losses for businesses.

For many business owners, these losses were tempered by the fact that they knew they had purchased and paid for business interruption insurance that would help the business survive the closures. Generally, when a business owner pays policy premiums for insurance coverage in exchange for “business interruption” or “all risk” coverage, the insurance company must provide coverage under the terms of the contract unless coverage is clearly and specifically excluded. Business owners have long paid steep premiums for business interruption insurance to provide income in the event of an unforeseen closings. While they hoped it wouldn’t ever be necessary, many owners who have been closed are thankful they acknowledged this contingency and paid for such expensive coverage.

However, despite customers having paid for business interruption and other coverage, including Civil Authority coverage, some insurance companies are now uniformly denying claims submitted by businesses due to the Coronavirus pandemic, citing such things as  and lack of property damage. Without this coverage, business owners are left without the benefit of coverage they paid for and facing decisions about how and whether they can remain in business.

The situation became so critical that a group of bipartisan House lawmakers directed insurance trade groups in March that they should recognize the coronavirus outbreak as part of their policy holders’ business interruption coverage. Despite that direction, some insurers are still refusing to pay.

Businesses ordered to close due to Covid-19 are challenging their insurer’s denial of their coronavirus-related insurance claims. The owners are seeking to recover the benefits that they paid for and that the insurance companies promised to provide.

Our legal team is working with business owners who have had their business interruption insurance claims triggered by the Coronavirus pandemic denied by their insurer. If you are a business owner that has been denied coverage for business interruption insurance and want more information on this case, visit our case page for more information.

Categorised in: Consumer Protection



Kimberly McNulty Arielle Canepa

Delighted to Welcome Our Newest Associates!

April 24, 2020

Zimmerman Reed welcomes two new associates. We are pleased to announce that Kimberly McNulty and Arielle Canepa have joined the firm. Ms. McNulty has joined the public client practice group in our Minneapolis office and Ms. Canepa has joined the consumer protection and employment law practice groups in our Los Angeles office. We look forward to the unique contributions they will bring to our team and our clients.

 

Join us in welcoming:

Categorised in: Uncategorized



Richard Hansen Attorney

Introducing Our Newest Talent

January 22, 2020

Zimmerman Reed is delighted to announce the addition of our newest attorneys. Each brings different perspectives and experience to help us serve our clients.

Join us in welcoming:

Categorised in: Attorneys, Firm News



Alia Abdi with Judge Wilhelmina Wright

Zimmerman Reed Associate Moderates FBA Newer Lawyers’ Luncheon with Judge Wright

November 22, 2019

The Honorable Judge Wilhelmina Wright welcomed the Minnesota Chapter of the Federal Bar Association’s Newer Lawyers Committee into her courtroom on October 29, 2019 for an interview-style luncheon. The interview was conducted by Alia Abdi, an associate at Zimmerman Reed, and co-chair of the FBA Newer Lawyers Committee.

The goal of this event was to continue the Committee’s tradition of hosting a series of monthly luncheons with Minnesota’s federal bench. At Judge Wright’s request, an interview-style format was utilized for this particular luncheon and Alia Abdi was asked by Judge Wright to conduct the interview.

Throughout the event, Judge Wright shared lessons and advice on the challenges, expectations, and opportunities the newer lawyers may experience during their careers in federal practice. This luncheon was an excellent opportunity for newer lawyers to gather in Judge Wright’s courtroom and get to know her in an informal setting.

Categorised in: Attorneys



Zimmerman Reed is Delighted to Announce New Talent

Delighted to Welcome Our Newest Voices

July 31, 2019

Zimmerman Reed is delighted to announce the addition of our newest attorneys. Each brings different perspectives and experience to help us serve our clients.

Join us in welcoming:

Categorised in: Attorneys, Firm News



Zimmerman Reed's 2019 Super Lawyers and Rising Stars

Congratulations to Our 2019 Super Lawyers and Rising Stars Honorees

July 16, 2019

Zimmerman Reed is proud to announce that nine of our attorneys have been selected to the 2019 Super Lawyers and Rising Stars List. Super Lawyers is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high-degree of peer recognition and professional achievement. Through a process that consists of nominations, independent research, and peer evaluation, final selections are made. Only up to five percent of the lawyers in the state are named to Super Lawyers, and no more than two and a half percent are named to the Rising Stars list.

The following ZR attorneys have been named as Super Lawyers:

The following ZR attorneys have been named as Rising Stars:

To learn more about The Super Layers/Rising Star selection process, click here.

Categorised in: Attorneys, Firm News



Women Seeking Class Action Against Hewlett Packard Enterprise to Recover Lost Wages

November 8, 2018

Two women who worked at Hewlett Packard Enterprise (HPE) are challenging the IT giant in court for gender-based pay discrimination. The two women are seeking a class action to recover not only their lost wages but also those of all current and former female employees working at HPE in California anytime from 2016 to the present. Zimmerman Reed is privileged to be part of the legal team seeking fairness for these women.

To read more about this case, click here.

Categorised in: Gender Gap Pay



2018 Super Lawyers and Rising Stars

July 5, 2018

Congratulations to our Zimmerman Reed partners recognized as 2018 Super Lawyers and Rising Stars honorees. Super Lawyers is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high-degree of peer recognition and professional achievement. The selection process includes independent research, peer nominations and peer evaluations and recognizes no more than five percent of attorneys in each state. Rising Stars of Law is a designation recognizing the top up-and-coming attorneys in the state who are 40 years old or younger or who have been practicing for 10 years or less.

The following ZR attorneys have been named as Super Lawyers:

The following ZR attorneys have been named as Rising Stars:

Categorised in: Attorneys, Firm News



Chris Ridout Appointed to Leadership Role in Apple iPhone Battery MDL

May 15, 2018

Zimmerman Reed partner Chris Ridout has been appointed to serve on the Plaintiffs’ Executive Committee on behalf of consumers nationwide in the multidistrict litigation (MDL) against Apple.  The MDL litigation relates to allegations that Apple purposely slowed down the performance of older iPhones following a software update, and failed to inform its customers, presumably to force customers into buying a new iPhone or replacement battery. To learn more about the lawsuit, visit https://www.zimmreed.com/case/iphone-battery-slowdown/.

Categorised in: Attorneys, Consumer Protection



abilify-gambling

Abilify Settlements Reached In Three Bellwether Cases Set For Trial This Summer

May 2, 2018

Weeks before the first three Abilify cases were set to be tried in June, parties agreed to settle following mediation. Abilify, a widely-prescribed drug, is used to treat those suffering from schizophrenia, depression, or bipolar disorder. People taking Abilify have alleged the drug caused them to experience uncontrollable and impulsive behaviors to gamble. In 2016, the U.S. Food and Drug Administration issued a safety alert and update to the Abilify label to include an increased risk of impulsive behaviors of pathological gambling and hypersexuality. More than 800 Abilify lawsuits are currently pending in Florida – these lawsuits were centralized in a multidistrict litigation (MDL).  Bellwether trials are part of the MDL process to provide insight to both parties of how a jury might rule in a similar Abilify lawsuit trial.  To learn more about the case, please visit https://www.zimmreed.com/case/abilify-compulsive-gambling.

Categorised in: Drug & Device